Savvy Finance can provide refinancing solutions to help clients reduce interest rates, lower monthly payments, or leverage equity for other financial needs.
You should be regularly reviewing your mortgage, particularly in this time of volatile interest rates. The loan you secured as a first-time buyer may no longer be fulfilling your needs and could even be costing you money! You need to talk to a broker!
There are many reasons why you may choose to refinance your existing home loan, including securing a lower interest rate orr reducing your monthly payments. You could also be on a fixed rate which is nearing the end of its term.
We can provide you with clear information on the advantages and savings from refinancing your home loan so you can make an informed and educated decision.
You can refinance your home loan at any time, however, you should consider any refinancing costs as well as your plans and goals.
Savvy Finance can quickly assess whether you’re eligible for a better home loan than the one you’re currently on, then help you compile all the paperwork necessary to start saving you money.
If you have had a home loan for a few years now, it’s safe to assume your life will have changed in some way. You may have started a new job, received a promotion, or gone through significant life changes such as getting married or had your first child.
You might even be near the end of a fixed rate term or interest only period so now is a great time to find out what your options are.
Refinancing will allow you to ensure your home loan is still in line with your needs and goals.
The property market goes through cycles of booms and drops. If your home is in an area that has experienced growth since you’ve signed up for your mortgage, you could be sitting on a great deal of equity.
Equity is calculated by subtracting the remainder of your mortgage from the market value of your home, usually done through a home evaluation.
You could also draw down on your equity to help fund a renovation or upgrade your home. And, if you want to, you could use your equity to help purchase an investment property.
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
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